ROOF FINANCING IN DALLAS

We’re a roofing company with payment plans in Texas

We offer 3 affordable roof payment plan options for Texas homeowners. Whether you need a full roof replacement, a roof repair, or something in between, we have you covered with 1 year and 10 year financing options. Choose what’s best for your budget!

PAY IN FULL

DONE & DONE

Another project checked off the list.

Kick back, relax and enjoy your peace of mind with the 100% Best Lifetime Warranty

FINANCING

1 YEAR

0% INTEREST

Enjoy 12 months of no mess no fuss payments

10 YEAR

PAYMENT PLAN

Caught off guard by your exterior project? Don't sweat it - we have your back!

PAYMENT  ESTIMATOR

1 YEAR,

+ $0 DOWN

$1,250.00/ per month

10 YEAR,

+ $0 DOWN

$174.09/ per month

**We accept payments through all major credit cards, including Visa and Mastercard. Cash and check payments are also acceptable.**

3 ways to pay for roofing in Texas

Our Texas roofing team will help you determine the best payment plan for your budget. For new exterior projects, our roofing customers typically choose to make a down payment and make small monthly payments on the remaining balance - the choice is yours! We offer three standard payment plans for roofing projects:

12-month 0% interest financing

Benefit from our 12-month roof financing program with no initial payment and zero interest. Spread the total cost over the course of a year through manageable monthly payment that fit within your budget.

10-year roof financing

Lower your monthly payments with our 10-year roof payment plan. The cost of your roof repair or replacement is divided over a 10-year period, with affordable monthly payments included. Enjoy hassle-free financing with no down payment required.

Pay-in-full

Opt for a single payment to cover the total cost of your roofing repair, maintenance, or new installation, bypassing the need for monthly payments. This choice eliminates the need for financing.

Accepted forms of payment for roof financing

We accept roof financing payment through credit card (we accept all major carriers) checks, or cash. Choose the payment option that is most convenient for you and your budget.

How to qualify for roof financing

5 factors to consider

  1. Credit score: Lenders may check your credit score to evaluate your creditworthiness. A good credit score typically increases your chances of being approved for financing and getting favorable interest rates.
  2. Income: Lenders may consider your income to ensure that you can afford to repay the loan. You may need to provide proof of income, such as recent pay stubs or tax returns.
  3. Debt-to-income ratio: Lenders may also consider your debt-to-income ratio, which is the amount of debt you have compared to your income. A lower ratio may improve your chances of being approved for financing.
  4. Property value: The value of your home may also be considered, as lenders may use it as collateral for the loan.
  5. Down payment: Some lenders may require a down payment or collateral to secure the loan.

What credit score do you need to finance a roof?

A credit score of 650 or higher is usually considered good and may increase your chances of being approved for financing at a competitive interest rate. However, some lenders may offer financing options to borrowers with lower credit scores as well, although the interest rates may be higher.

Why you should finance your roof

Home improvements can get expensive, but they’re a necessary investment for any homeowner. We understand that not every family can pay for a roof replacement up front, which is why we offer financing on all our projects. Financing allows you to break down that lump sum into affordable monthly payments. Other benefits of financing your roof include:


  • Immediate repairs: Financing allows you to make immediate repairs without depleting your savings account.
  • Energy-efficiency: Save money on energy bills with more energy-efficient roofing, siding, or windows.
  • Increase home value: Financing allows you to increase your home’s value, which is especially useful if you plan on selling in the near future.
  • Return on investment: Overall, home improvement projects are shown to have a return on investment between 65-80% over the course of their lifespan.


Interested in financing your next roofing project? Contact our TIG roofing Expertss today!
FREE ESTIMATE

FAQs

  • How long can you finance a roof for?

    Many homeowners choose to go with a 120-month term or longer. Loan terms do vary by lender. Having a shorter loan term means you can likely pay less in interest, but the longer terms enable you to have the option of more affordable monthly payments

  • Can insurance pay for a new roof?

    Your roof must have storm damage caused by extreme weather for your homeowners insurance to pay for a replacement. This extreme weather could be straight-line winds (aka damaging winds) during heavy thunderstorms, hail storms, snowstorms, or tornados

  • Do I need to pass a credit check to qualify for financing?

    The credit score you need can depend on a variety of factors, including the lender, the type of financing you're using, and the loan amount you need. For instance, there is no minimum credit score for a FHA Title 1 loan. But some lenders will only offer personal loans to borrowers with good to excellent credit scores.

  • Do you have roof financing recommendations?

    TIG roofing contractors have access to a financing program with several trusted leaders in the financing industry. This makes it even easier to start your roofing project today and spread the payments out over time. 
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